Goma Devi Newar
In my community, there are numerous challenges that we face on a daily basis. Firstly, caste-based discrimination is prevalent, which creates social divisions and hampers unity. Secondly, accessing banking services for depositing or withdrawing money is a cumbersome process, often involving long queues and wasted time. Additionally, we have only one service center in our community, which tends to exploit its monopoly by charging arbitrary fees for its services. Moreover, information about government schemes rarely reaches us on time, depriving many of the benefits they are entitled to. Lastly, unemployment is rampant, forcing many young individuals, both men and women, to seek work in distant cities, further exacerbating the economic strain on families. To address these challenges, I took initiative within my community. With prior knowledge of CSC ID, I sought to enhance my digital literacy. Joining the DFP program provided me with valuable insights into the digital world. From understanding the significance of online transactions to learning about various mobile applications like WhatsApp, YouTube, Facebook, and payment platforms like Paytm and Google Pay, I gained a comprehensive understanding of digital tools. Furthermore, through Module 2 training, I acquired financial literacy, learning about savings, ATM usage, credit cards, insurance, and other essential aspects. This newfound knowledge ignited a sense of enthusiasm within me, motivating me to utilize digital platforms for tasks like online banking, payments, and document scanning.
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